Chart of the Day: Banks' nonperforming loan exposures are higher outside Singapore

In Indonesia alone, UOB and OCBC have 4.9% and 3.7% NPL exposure.

This chart from Deloitte shows that Singapore’s three banks had overall nonperforming loans (NPL) levels in the range of 1.3% to 1.7% as at Q3 2017. Whilst the overall NPL level remains low, there has been a considerable uptick over the last 12 months with an increase in provisions of 20 – 40%.

The NPL percentages shown are calculated on a weighted average basis because of the significant exposure to Singapore, a market where NPLs are in the low range of 0.6% (OCBC), 0.9% (DBS) and 1.3% (UOB). Moreover, this is being helped by Singaporean companies’ payment performance.

The banks have more significant NPL exposures in other markets – UOB and OCBC have 4.9% and 3.7% in Indonesia respectively, whilst DBS reports 4.1% in South and South East Asia (which includes India).

According to Deloitte, DBS has commented that its NPLs rose 12% in the most recent quarter and the rise was partly attributed to oil and gas services exposure. Meanwhile, UOB attributed increases over the last year to energy and shipping exposures, and OCBC attributed increases to energy exposures.

The people you want to reach are already in this room.

Every quarter, SBR lands on the desks of the founders, CFOs, and directors running Asia's most consequential companies. Every day, they open our newsletter and read our website. It's a room that took twenty years to build — and it's the one most of our partners are trying to get into.

The good news is that the door is open. We work with companies on thought leadership articles, sponsored content, industry summits across Southeast Asia, regional awards programmes, podcasts, and media placements in print and digital. The shape of the right partnership depends on what you're trying to do, which is why we'd rather start with a conversation than send a rate card.

If you have something this room should know about, tell us. We'll tell you honestly whether we can help, and how.

No rate cards until we understand the brief. It's a better use of everyone's time.

Book a meeting

| Or download the media kit (PDF)

240,000 senior readers quarterly in print Top 1,700 Singapore companies reached

7 markets across Southeast Asia