Chart of the Day: Check out which bank recorded the biggest NPL ratio increase in Q4

The said bank narrowed its gap between the other two. The non-performing loan ratio of DBS and OCBC continued to increase moderately in the past quarter, driven mainly by their lending to oil & gas service companies which have been the most severely impacted by low oil prices.

It was UOB which recorded the highest NPL ratio amongst the three, although it is slowly narrowing the gap between its NPL ratio and the rations of the two other banks.

"UOB's asset quality improved in Q4 2016, through fewer new NPLs, recoveries through collateral disposals, and some write-offs," Moody's Investors Service noted.

The research entity noted that the asset quality challenges posed by the troubled oil & gas service companies will persist over the next few quarters.

"Nonetheless, new nonperforming asset (NPA) formations for such companies should normalise, facilitated by gradually stabilising operating conditions in the industry following the trough in 2016. OCBC and DBS have said that their NPLs for this segment will stabilise if oil prices reach USD60/barrel — in terms of Brent crude — and remain at that level for some time. Such a level would be close to the USD50-USD55/barrel seen in recent months," it explained.

The people you want to reach are already in this room.

Every quarter, SBR lands on the desks of the founders, CFOs, and directors running Asia's most consequential companies. Every day, they open our newsletter and read our website. It's a room that took twenty years to build — and it's the one most of our partners are trying to get into.

The good news is that the door is open. We work with companies on thought leadership articles, sponsored content, industry summits across Southeast Asia, regional awards programmes, podcasts, and media placements in print and digital. The shape of the right partnership depends on what you're trying to do, which is why we'd rather start with a conversation than send a rate card.

If you have something this room should know about, tell us. We'll tell you honestly whether we can help, and how.

No rate cards until we understand the brief. It's a better use of everyone's time.

Book a meeting

| Or download the media kit (PDF)

240,000 senior readers quarterly in print Top 1,700 Singapore companies reached

7 markets across Southeast Asia