MoneyHero posts first quarterly profit on cost cuts, AI efficiency gains

Lower tech, marketing and staff expenses supported its $636,000 quarterly net profit.

MoneyHero Group reported a net profit of approximately $636,000 (USD500,000) in the fourth quarter (Q4) of 2025, its first quarterly profit since listing driven by reductions in technology, marketing and employee expenses, according to unaudited results.

The company said this compared with a net loss of $23.95m (USD18.8m) in the previous year. Adjusted EBITDA also turned positive at around $891,000 (USD700,000) in Q4 2025, from a loss of $3.69m (USD2.9m) a year earlier.

Technology costs fell 59% for the year, whilst employee benefit expenses declined 33% to $20.63m (USD16.2m).

Revenue rose 27% year on year (YoY) to $25.47m (USD20m) in the quarter, whilst total operating costs and expenses fell 15% to $27.26m (USD21.4m).

For the full year 2025, net loss narrowed to $6.62m (USD5.2m) from $48.15m (USD37.8m) in 2024. Revenue declined 8% to $93.49m (USD73.4m).

Adjusted EBITDA loss improved to $8.15m (USD6.4m) from $30.19m (USD23.7m) a year earlier.

Revenue growth in the fourth quarter was led by Singapore, which rose 56% YoY to $10.06m (USD7.9m), and Hong Kong, which increased 27% to $11.97m (USD9.4m).

Together, the two markets accounted for 86% of quarterly revenue.

Insurance and wealth products accounted for 30% of Q4 revenue, up from 29% a year earlier. Combined revenue from these segments rose 31% YoY to $7.51m (USD5.9m).

For the full year, insurance revenue increased 11% to $11.59m (USD9.1m), whilst wealth revenue rose 19% to $12.86m (USD10.1m). The two segments together made up 26% of total revenue, compared with 21% in 2024.

MoneyHero said AI automation is being used across operations, with its systems handling up to 70% of customer service queries and resolving 47% without human intervention in December 2025.

The company ended the year with $39.74m (USD31.2m) in cash and cash equivalents and $47.76m (USD37.5m) in net current assets as of 31 December 2025.

Follow the link for more news on

Financial Statements

If you've been wondering whether SBR could work for your company — yes, probably.

A lot of the companies we partner with started as readers. They'd been following our coverage for a while, saw their own customers and competitors in it, and eventually asked the obvious question: could we do something with you? The answer is usually yes. The shape of it depends on what you're trying to do.

The options are broader than most people assume — thought leadership articles, sponsored content, industry summits across Southeast Asia, regional awards programmes, podcasts, and media placements in print and digital. Some partners use one channel; most use a mix. We figure out the right combination by starting with your brief, not with our rate card.

So if the question has been on your mind, here's the easy way to ask it.

We'll tell you honestly whether we can help, and how. It's a better use of everyone's time.

Book a meeting

| Or download the media kit (PDF)

240,000 senior readers quarterly in print Top 1,700 Singapore companies reached

7 markets across Southeast Asia