CPF interest and HDB mortgage rates to stay flat in 1Q15

Ordinary accounts will get 3.5% per annum.

The Central Provident Fund yesterday revealed that interest rates on CPF accounts and HDB mortgage loans will remain unchanged for the first quarter of 2015.

Ordinary Accounts will get up to 3.5% interest per year, while Special and Medisave Accounts will get up to 5% interest per year. Retirement accounts will get up to 5% interest per annum for the entirety of 2015.

Correspondingly, the concessionary interest rate for HDB mortgage loans, which is pegged at 0.1 per cent above the OA interest rate, will remain unchanged at 2.6 per cent per annum from 1 January 2015 to 31 March 2015.

The above interest rates include an additional 1% interest paid on the first $60,000 of a member's combined balances (with up to $20,000 from the OA), which is part of the Government's efforts to enhance the retirement savings of CPF members.

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