Here are 2 risks threatening UOB

Asset quality deteriorates quicker than expected.

According to Barclays, economic and credit growth in the ASEAN region outside of Singapore remains robust, driven by domestic consumption and government spending. Barclays looks for management to reiterate its regional expansion plan.

Here's more from Barclays:

UOB is the most diverse ASEAN footprint (Malaysia, Thailand and Indonesia account for 26% of total loans) and is best placed to win intraregional loan market share.

UOB is not immune to margin pressure but we believe it can deliver on increasing fee income from loans, investments, trade, wealth and its cards business. We reiterate our OW rating.

Key downside risks include: 1) worse-than-expected margin deterioration from intense loan pricing competition and slowing corporate activity; and 2) pick-up in credit costs as asset quality deteriorates quicker than expected (SMEs ~20-25% of total loans).

If you've been wondering whether SBR could work for your company — yes, probably.

A lot of the companies we partner with started as readers. They'd been following our coverage for a while, saw their own customers and competitors in it, and eventually asked the obvious question: could we do something with you? The answer is usually yes. The shape of it depends on what you're trying to do.

The options are broader than most people assume — thought leadership articles, sponsored content, industry summits across Southeast Asia, regional awards programmes, podcasts, and media placements in print and digital. Some partners use one channel; most use a mix. We figure out the right combination by starting with your brief, not with our rate card.

So if the question has been on your mind, here's the easy way to ask it.

We'll tell you honestly whether we can help, and how. It's a better use of everyone's time.

Book a meeting

| Or download the media kit (PDF)

240,000 senior readers quarterly in print Top 1,700 Singapore companies reached

7 markets across Southeast Asia