Daily Briefing: Is Singapore Post's current dividend sustainable?; What you need to know about paying for older flats

And here are perceived money wasters in Singapore.

From Motley Fool: In its current fiscal year – FY 2016/2017 – SingPost changed its dividend policy. The dividend will now be one based on a payout ratio of between 60% and 80% of underlying net profit. The change resulted in a decline in Singapore Post’s interim dividends from 4.5 cents per share in the first three quarters of FY 2015/2016 to just 3.0 cents per share for the same period in FY 2016/2017.

From Dollars and Sense via Yahoo!: HDB flats have always been sold with 99-year lease, be it for flats that are built and sold today or those during our grandparents’ generation. What this means is that after 99 years, ownership of the flat will return to the landowner, which in this case, is HDB. HDB flats have been built since the 1960s. Hence, the oldest flats today could be more than 50 years old with a remaining lease that is less than 50 years, and counting down. Think of it as buying a car that has 5 years left on its COE, rather than a brand new car with a fresh 10-year COE.

From Money Smart via Yahoo!: Scrutinise the spending habits of any man on the streets and you’re sure to find items that make you snigger. But hey, just as you might judge somebody for spending 40% of their income on Warhammer figurines, somebody else is judging you for spending $25 on poached eggs just for the Instagram bragging rights. To each his own. But there are some things people spend on that are an unarguable waste of money. These purchases don’t make them any happier or their lives any better, yet they persist.

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