NTUC Income launches new travel cover that protects by the hour

Premiums start at S$1.80 for a six-hour coverage.

NTUC Income has launched a new travel insurance product, FlexiTravel Hourly Insurance, that enables travellers to buy insurance by the hour with premiums starting at S$1.80 for the first six hours.

Currently, FlexiTravel Hourly Insurance is only available for those who are travelling to Bintan, Batam and Malaysia.

The new product is targeting Singaporeans who do short impromptu regional trips like driving to Malaysia for a few hours to golf, shop, eat, or visit attractions such as Legoland for a day with family.

According to vice president and head of personal lines at NTUC Income, Annie Chua, travellers often find it expensive or a hassle to purchase travel insurance for such short trips as they are perceived to be less risky and many often end up travelling uninsured.

FlexiTravel Hourly Insurance is designed to give control to customers while protecting them on short trips. It charges a minimum of S$1.80 for six hours of protection, with the option for travellers to add on coverage at a rate of S$0.30 for every additional hour, capped at a maximum charge of S$3 per day.

Accessible via the ‘My Income’ mobile app, travellers can easily activate and stop their FlexiTravel Hourly Insurance coverage anytime at their fingertips. With its geolocation feature, FlexiTravel Hourly Insurance is set to make travelling to Bintan, Batam and Malaysia not just spontaneous but safe as the app is designed to push notifications to travellers and remind them to activate their FlexiTravel Hourly Insurance plan when it detects that they are departing Singapore, and to terminate their plan upon arrival in Singapore.

Alternatively, travellers can update their travel details manually on the app to terminate or extend their travel insurance plan accordingly without the need to turn on the geolocation feature.

“The recent relaxation of travel-related measures has injected fresh enthusiasm among Singaporeans over the possibility of travelling again. The launch of FlexiTravel Hourly Insurance is timely in catering to the evolving needs of travellers, such as short trips to nearby destinations and travelling amidst the pandemic, so they can now travel with peace of mind as they stay protected by the hour as needed,” Chua said.

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