Gov't revises LTV limit and grants to cool HDB market

The LVT limit for HDB housing was reduced to 75%.

The government has introduced new measures to cool the HDB resale market and offer increased support to lower- to middle-income first-time home buyers.

One of the measures is the reduction of the Loan-to-Value (LTV) limit for HDB housing loans by five percentage points, lowering it from 80% to 75%, effective from 20 August.

The Ministry of National Development (MND) stated that the revised HDB LTV limit will apply to completed resale applications received by the Housing and Development Board (HDB) on or after 20 August and BTO applications for the October 2024 BTO exercise onwards.

The LTV limit for loans provided by financial institutions remains unchanged at 75%.

As part of its cooling measures, the government will also increase the Enhanced CPF Housing Grant (EHG) quantum for new and resale flats to support first-time home buyers.

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Housing and Development Board

Ministry of National Development

HDB resale

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