These are the top hurdles in securing a mortgage in Singapore

Consumers are terrified of rising rates.

Rising interest rates have emerged as the top obstacle when it comes to getting a home loan in Singapore, according to a survey by iProperty.

Rising rates was cited by 28% of respondents as the top obstacle to getting a home loan. This was closely followed by high personal debt, which was cited by 25% of respondents.

Another 20% of respondents said that their incomes are insufficient to secure a home loan, while 15% simply cannot afford a downpayment.

Almost half of the respondents, or 48%, are not interested in getting a new home at the moment due to the affordability of homes in Singapore.

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