2 in 5 Singaporeans have never saved for retirement at all

31% haven't really given it a thought.

According to HSBC's survey on retirement planning, a good two-fifths (41%) of people in Singapore have never saved towards retirement at all.

Most claim they are held back by the cost of day-to-day living (47%), followed by 32% saying they are saving or investing in a different way and 31% confessing they have never really thought about it.

Thave cited the costs of buying a home or paying off mortgages (38%) as the top obstacle which significantly impacts their ability to save for retirement.

Other key roadblocks which can derail one’s retirement saving here are unemployment (29%), financing children’s education (24%) and starting a family (23%), reflecting the type of trade-offs people here are prepared to make between saving up for retirement and other seemingly more important life goals and pressing day-to-day financial obligations.

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