61% of Singaporeans scared by financial hardship after retiring

And it's driving them to save up more.

According to HSBC's recent retirement survey, the fear of financial hardship in later life is the consensus reached among 61% (over three-fifths) of respondents here as the top reason motivating them to save for retirement.

On what spurs them to start planning financially for retirement, more than half (54%) say it is the desire to achieve a good standard of living in later years.

The consistency of both findings suggests that people here hold certain expectations about their standard of living during retirement and this is an important driver spurring them into action.

Walter de Oude, Chief Executive Officer of HSBC Insurance (Singapore) said: “Interestingly, most people in Singapore are unequivocal in their aspirations towards a comfortable retirement lifestyle, one in which they are financially secure."

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