CPF interest rates maintained for Q1 2016

Ordinary accounts will get up to 3.5% per annum.

Interest rates for Central Provident Fund (CPF) accounts will be maintained until the first half of 2016, according to a joint release by the Central Provident Fund Board and Housing & Development Board.

Members will continue to earn interest rates of up to 3.5% per annum on their Ordinary Account (OA) monies, and up to 5% per annum on their Special and Medisave Accounts (SMA) monies in the first quarter of 2016.

CPF members will also earn up to 5% per annum on their Retirement Account (RA) monies in 2016.

The OA interest rate will be maintained at 2.5% per annum from 1 January 2016 to 31 March 2016, as the computed rate of 0.21% is lower than the legislated minimum interest rate. Correspondingly, the concessionary interest rate for HDB mortgage loans, which is pegged at 0.1% above the OA interest rate, will remain unchanged at 2.6% per annum from 1 January 2016 to 31 March 2016.

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