SingFinance’s net profit jumps 35% YoY in H1

Earnings per share stood at $0.1835.

SingFinance’s net profit after tax surged by 35% year on year (YoY) to $21.7m in the first half of 2025 (H1 2025).

According to a bourse filing, the increase is attributed to the improvements in net interest income (NII) and non-interest income.

NII grew by 17% to $35.6m on the back of a 23-basis-point expansion in net interest margin (NIM).

Non-interest income rose by 53% to $5.2m, with fees and commissions and rental income growing at 107% and 16%, respectively.

Customer loans expanded by 2% to $2.63b, whilst the non-performing loan ratio improved to 0.2%.

Earnings per share stood at $0.1835.

The group noted that growth will likely ease in the second half of the year as trade flows return to normal following a brief, temporary surge.