ValueMax profit after tax exceeds $100m mark in 2025
Basic earnings per share rises to 11.16 cents, whilst diluted to 10.77 cents.
ValueMax Group Limited reported a profit after tax of $103.6m for the financial year ended 31 December 2025, up 23.7% from $83.76m in 2024.
Excluding a one-off gain of $10.1m in the previous year, profit after tax rose 40.7%, according to a financial statement.
The group attributed its strong growth to higher contributions across its pawnbroking, retail and trading of jewellery and gold, and moneylending segments.
Total revenue for the year grew 21.3% to $553.1m from $456.2m. The retail and trading of jewellery and gold division contributed $425.0m, whilst pawnbroking revenue reached $60.8m and moneylending revenue totalled $67.3m.
Basic earnings per share increased to 11.16 cents from 9.78 cents in 2024, whilst diluted earnings per share rose to 10.77 cents from 8.96 cents.
The final dividend was 2.68 cents per share, bringing the total dividend for the year to 3.88 cents per share, including an interim dividend of 1.20 cents. The total payout represents a 44.8% increase from the 2024 dividend.
Net assets stood at $611.8m as at 31 December 2025, with a debt-to-equity ratio of 1.43 times.
In its outlook, the company noted that gold prices rose above $6,350 (US$5,000) at the start of 2026. Management expects continued market volatility and competition, with strategies focused on expanding its pawnshop network and growing the moneylending business.
(US$1 = SG$1.27)